Direct private money lender · Since 2013
Real estate capital that closes on time.
Bridge, fix-and-flip, construction, and commercial loans from $100K to $20M — funded directly from our balance sheet. Term sheets in 24 hours.
Why MCF Real Estate Capital
Direct decisions. Defined timelines. Real answers.
We've been a trusted private money lender for nearly two decades. Every loan is reviewed by the team that funds it, so when we say yes, we mean it — and we close on the date we promise.
Asset-based underwriting
We focus on the property and the deal — not your tax returns or FICO score.
No upfront fees
No application charges. No retainers. We only earn at the closing table.
Loan programs
Capital tailored to your strategy.
Commercial Bridge Loans
Short-term capital for commercial assets
Learn moreFix-and-Flip Loans
Capital for residential investors
Learn moreCash-Out Refinance Loans
Unlock equity from existing properties
Learn moreBridge to Permanent Loans
Short-term capital today, long-term plan
Learn moreRehab & Construction Loans
Renovation and ground-up capital
Learn moreHave a deal that needs to close?
Submit your scenario and our team will return a written term sheet the same business day.